Hand off the
DV claim.
Keep the close.
Your third-party insurance customers leave money on the table every day. Refer them to Fender Financial. We buy their diminished value claim, cut them a check up front, and take it from there. We bear all the risk.
- 48h
- Avg. payout from approval
- $0
- Cost to your shop
- 100%
- No-recourse to customer
Three steps.
Zero friction.
Built around the realities of a working body shop. No new software, no extra labor hours, no chasing checks.
- 01
You identify a 3rd-party claim
When a customer comes in for repairs paid by the at-fault driver's insurance, that vehicle has lost market value (even after a flawless repair).
- 02
You refer them to Fender Financial
Using your shop's dedicated portal, upload the RO PDF and one photo of the damage. The handoff takes 90 seconds.
- 03
We buy the claim. They get paid.
Fender Financial purchases the customer's diminished value claim up front. We text them once for a signature and then mail a check. All before they even get their car back from you.
Designed for the shop, not the insurance carrier.
Increase your capture rate
When your estimate ends up taking an insurance check, your shop loses a customer. Let us offer another option.
We pay up front
Whether we win or lose the claim, your customer gets paid. We bear all the risk.
Better customer experience
Your customer walks out with money they didn't know they were owed.
Doesn't interfere with repairs
The DV claim is separate from the repair. Our recoupment will not interfere with your reimbursements, guaranteed.
Zero new software
No integration, no IT lift. Just a dedicated landing page for your team to submit claims one at a time.
Veteran owned, licensed
Fender Financial is veteran-owned and our licensed attorneys develop all the evidence necessary to support these claims 1:1.
What vehicles qualify
- 2021 or newer car or truck
- No prior accidents
- Fewer than 60,000 miles
- 3rd party (liability) claims only
"We were losing 30% of our estimates because owners just needed to get paid. Now we use Fender Financial so they can get paid and still get the repair. It's the easiest."
"Fender Financial got me a check within 24 hours and then settled with Farmers Insurance company a week later."
"Thank you so much for your help!"
Start referring in under five minutes.
Tell us about your shop. A partner manager will reach out within one business day with referral materials and your dedicated intake link.
- No fees, no contracts
- Printed referral cards shipped free
- Dedicated partner rep